Welcome to the atb
Welcome to the atb
The ATB's Financial Survival Guide
The ATB's Financial Survival Guide

Hi, Friends!

Welcome to the Avocado Toast Budget! If you’re new here, my name is Lexa!

I created this space to give millennials the resources and tools they need to save money, pay off debt, invest and FINALLY feel financially confident.

If you’re anything like me, you’ve found yourself the day after payday realizing that after paying the bills you have approximately $4 left to your name (which let’s be honest, that won’t even cover ONE Starbucks iced coffee).

And this happens every. single. paycheck.

It was like the world’s best (or worst) disappearing act. 

I’m a firm believer that if I can learn how to budget, ANYONE can learn how to budget.

Stick with me and you’ll find yourself climbing out of debt, making a savings account (or two or three), and living your best life!

XO – Lexa

Wondering where to START?!

Check out my Financial Survival Guide

This personal finance 101 course is perfect for beginners. It’s the course I wish I had for myself 3 years ago when I was drowning in credit card debt, stuck in the paycheck-to-paycheck cycle, and completely overwhelmed with my finances.

ENROLL NOW

Check out my YouTube Channel!

I have hundreds of hours of videos on all things saving, investing, paying off debt, and budgeting!

No shame. No guilt.

I won’t be doing any of that but thank you so much. #budgetingtips #moneysavinghacks #personalfinancetips
The myth that money doesnt buy happiness is bs. We used to think money bought hppiness up until around $75k/yr, but more recent studies show the correlation between income and perceived well-being continues even past $200k/yr. You can be rich and unhappy, just like you can be happy and poor. But money grants access to time, freedom, and peace of mind that all help increase people’s ability to feel safe, secure, and enjoy life.
And if you’re not keeping up with inflation, you’re basically giving your employees a paycut. A cost of living “raise” shouldnt be something employees have to constantly fight for.
I’ve said it once and I’ll say it again: *creating* a budget and *implementing* a budget are two VERY different hobbies. #budgeting #ynab #budgeting101 #personalfinance
Imagine bragging with your whole chest that you haven’t grown, learned, or changed in 30 years…couldn’t be me.
It’s not too late to start saving! 📣 Big goals like emergency funds can feel so overwhelming and impossible to reach. So PRO TIP: break up those goals into weekly or monthly goals! As we’re headed into a recession, having an emergency fund is more important than ever! Unexpected expenses and life events always happen. And having any money in savings to help navigate those times can be priceless. Whether it’s $1 or $100, set up automatic savings, or pick a day of the week to transfer money into savings, to help build up your emergency fund. Trust me, Future You will be *soooooo* grateful. *It’s also important to note: it’s not always possible to save money. If right now you’re just doing what you can to get by, that’s completely valid too. But if all you have is an extra $1 here and there, any amount of money saved is important and valid! . . . #savingmoney #emergencyfund #emergencyfunds #howtosave #howtosavemoney #moneysavingtips #personalfinance #savemoney #moneygoals #financialgoals #personalfinance101 #moneycoach #moneytips #savingtips #savinghacks
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